You’ve probably heard that most personal injuries from accidents occur in the home. Actually, accidental injuries can happen anytime and anywhere to any member of your family.
Accident insurance is a form of insurance policy which offers a payout when people experience injury due to an accident, not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face such as lodging and transportation needs. Accident insurance does not usually cover negligence, acts of God, or natural disasters, and the policy may include restrictions such as caps on total payouts or restrictions on payouts for activities deemed risky.
Why do I need accident insurance?
Accidents happen and when it occurs you may have expenses you never thought would exist. Can your afford the medical treatment and other related expenses? It’s piece of mind that an accident insurance policy can be there for you as you focus your energy on getting well.